Yes, I realized it very late, after 50s, and after reading many investment books. Initially, I was speculative, and even now sometimes, with quick profits. Later on, I started real investing, choose specific stocks after analyzing it.
I am still not out of speculation like this elections volatility as I clearly see what will happen on Nov 8th. If I am not buying when stocks are low (Like 2008-2011), when can I buy for higher profit?
On any case, my picks are tech stocks like AMZN, GOOGL, FB, AAPL,NVDA, CSCO, PYPL & WVVI,
stocks are purchased for yield with no intent to sell.
I wanted to get into such, still working out for a plan. Yields are high with REIT, but current year, REITs are coming down generally next to Energy (oil) and then Healthcare pharma industry. VNQ is almost 16% down this year.