Are you the 9.9%?

Don’t worry, most of us here can enjoy our money guilt free. We’re the “delusional” bunch… :rofl:

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An advantage of being foreign born…

There’s a Chinese saying: 人無恥,則無敵。

If you are shameless, you are invincible.

Are you shameless?

No. That’s why I am still struggling. :cry:

:scream: Maybe you set the bar too high for yourself like I do…