Anyway, The following two have been common and persistent theme in my writing:
(1) Protecting the of purchasing power of money.
(2) Not forcing a saver to be an investor.
Saving and Investing are two different kind of activities. A saver spends less than income and keeps the balance to spend some other day. A saver expects that the money saved will not loose purchasing power over the time. This is how the money has worked for thousands of years before the governments (through the central bankers) learned to debase currency and steal from the purchasing power of savers. Inflation is a taxation by stealth.
An investor spends money into assets (financial or non-financial) in hope of some returns on the amount invested. Investors, by definition, understand the risk and willingly put money at risk.
The governments over the world, by design, have been killing the purchasing power of the money. Thus unwilling savers are forced to be investors, and most of them do badly, either through poor returns or loss of principle. Actually, most people would benefit if money retained purchasing power. For them, the gains through investment does not compensate loss.
I did not bring economic contraction and expansion into this discussion because these have existed even before central banking and fractional banking came into being.