How these penny-pinchers retired in their 30s

I think the millennials are actually better human beings than Gen X and the boomers. They have fewer unplannned pregnancies, lower divorce rate, caring for the environment more and dialing back the consumerism of prior generations.

Study loans when kids are attending to colleges?
Can cope with healthcare costs when they are seniors?

Evolution. New generation should be better than old.

Maybe better, but smaller population. Eventually it will go extinct

They are right! You could be a :robot: