How to best plan for stock market fall

[manch]

Even if we hit a recession, I think we are still in the middle of a big secular bull market. Check out this thread about the last big bull market from 1982 to 2000:

Rate Changes from 1982 to 2000

I saw a lot of talk on how to interpret Fed’s rate hikes. Some say recession or stock crash is imminent. Is it really that bad? Here’s the rate history in the years 1982-2000, the last great secular bull market that saw S&P500 rose almost 10x. 1982: GDP = -1.9%, Unemployment = 10.8%, Inflation = 3.8% Apr 15.0% Raised 3 points. Dec 8.5% Lowered nine times over nine months. 1983: GDP = 4.6%, Unemployment = 8.3%, Inflation = 3.8% Aug 9.66% Raised from May to August. Oct 9.25% Lowered from August to October 1984: GDP = 7.3%, Unemployment = 7.3%, Inflation = 3.9% Aug 11.75% Raised from March to August. Dec 8.25% Lowered from September to December. 1985: GDP = 4.2%, Unemployment = 7.0%, Inflation = 3.8% Mar 9.0% Raised from February to mid-March. Dec 7.75% Lowered from April to December. 1986: GDP = 3.5%, Unemployment = 6.6%, Inflation = 1.1% Aug 5.66% Lowered from March to August. Dec 6.0% 1987: GDP = 3.5%, Unemployment…

If you don’t use margin, I actually think you don’t need to sell any stocks. Instead, any downturn is a good buying opportunity. Many did not know that DCA - Dollar Cost Average - works even in flat and down markets. Just keep buying, say, $5k worth of S&P every month no matter what and you will become filthy rich in 10 years.