Likely a deal here, San Jose home

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I think housing price peak is pretty close. Interest rate is close to 5% now. Are you still looking to buy?

BoA is giving 4.4% loans for primary as I mentioned in another thread. For their existing customers there are even better deals.


I am not looking for a home to buy, just hinting to those who is interested in primary or investment. Even if the housing price is peak, this home list price is attractive (of course, lot of work may be there) to buy at 5% mortgage, esp with good school areas like Cambrian.

Any way, 195 favorites and 4000+views in red fin already, may settle higher.

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That’s great! However, the prevailing mortgage rate affects the market. BofA is an exception and they have many limitations to exclude many people.