Low Mortgage Rates

Got an email from a friend who’s in the mortgage business. Rates are still shockingly low…

Conforming(<=417k)
30Yr. Fixed 3.500% APR 3.500%
15Yr. Fixed 2.750% APR 2.750%
7/1 ARM 2.875% APR 3.38%
5/1 ARM 2.6250% APR 3.38%

High Balance(>417k & <=625,500)
30Yr. Fixed 3.625% APR 3.625%
15Yr. Fixed 2.875% APR 3.000%
7/1 ARM 2.875% APR 3.38%
5/1 ARM 2.625% APR 3.38%

Jumbo(>625,500)
30 Yr fixed 3.75% APR 3.875%
7/1 ARM 2.875% APR 3.125%
5/1 ARM 2.625% APR 3.38%

Do people see lower rates than these?

Stanford CU has lower rates but CUs don’t cover closing cost

RATE POINTS APR PAYMENT
30 Year Fixed Conforming
3.375% 0 3.435% $884
15 Year Fixed Conforming
2.625% 0 2.731% $1,345
30 Year Fixed High Balance
3.625% 0 3.674% $2,280
15 Year Fixed High Balance
2.875% 0 2.961% $3,423
5/1 ARM Conforming
2.500% 0 3.088% $790
5/1 ARM Jumbo
2.625% 0 3.242% $2,008
7/1 ARM Conforming
2.750% 0 3.118% $816
7/1 ARM Jumbo
2.875% 0 3.259% $2,074

Btw, any recommendations for good refi agents who give low no-cost no-fee loans?

If you PM me, I can give you the mortgage person info I have used over the years. Located in Fremont physically. She is good to ask questions and I have told her folks from here may be calling.

She got me my 2.5% fixed 15 yr, no cost loan a few years ago. She locked it for me at the absolutely lowest point. I like that…

Cool. I have sent you a PM.

@sfdragonboy I have pm’d you as well, can you send me the contact info as well…

Thanks!

@sfdragonboy Have send you a PM as well. Thanks!

WF is giving 3.375% for 30 yr fixed jumbo… sounds good
https://www.wellsfargo.com/mortgage/rates/

wow great rates. Unfortunately it’s Purchase rates. Wish Refinance was this low.