For Cupertino only. Didn’t do anything for Austin 
You mentioned in another thread you have little debt so this way you won’t leave a ton of debt to your children. Why refi and extend the loan instead of aggressively paying it off?
I am curious on what’s the average rate you guys are getting for investment property (particularly for jumbo). I think @manch shared your rate in one thread for your recent refi, right?
@hanera, is this your recent refi as investment?
Need debt to keep FICO up. And raise cash to buy more Austin rentals 
Also, to achieve zero profit at portfolio level.
I mean low LTV for the entire portifolio. So some no mortgage, some high mortgage. I prefer to look at portfolio level and not individual. Ditto for stocks.
Yes.
Not yet. This is the rental property i bought last year and just checked with the loan officer that i worked with at that time. However, they offered 30-year fixed at 4% with closing cost after applying discount through cash transfer to BoA. This was not attractive enough for me to proceed.
Thanks for the info!
BoA quoted us 3.75% for refi last night.
I got 3.625 if you bring in additional $0.5M in assets to BofA. But the guy I work with usually is so hard to get hold of. Might need to find someone new
3.25% for new purchase primary 
with 1 point.
Was it your primary or rental?
Was it your primary?
My primary is already at 3.75, 30year-fix.
Did you get discount from cash/stock transfer to boa/merrill lynch?
Are you guys on platinum honors level? If not, park some etfs/index funds with Merrill Edge to get to that level .
Did you get 3.25% for primary with BofA? Could you please share the loan officer’s contact info?
Could you PM me the LO’s contact info as well? Thanks.
Just PM’ed you.
Got it, Thanks.
Can you please PM me with LO contact. Looking for a primary 30 yr fixed. Current at 4%
Just did.
Rental, 4-plex
3.625% for a rental 4plex? Is it 30 year fixed?
For rental property ?