On margin? Gain in NW should be less than RE.
%gain in NW = %gain in RE*%RE/NW - %loss in stocks*%stocks/NW
So 80% in RE, would be 10 * 0.8 - 7*0.2 = 6.6% (not 15%)
Yes, RE is on margin…called a mortgage. 
NW gain also includes savings and principal repayment.
S&P 500: -6.2
NASDAQ: -3.9
Stocks: -8.9
RE: 2.5
Net Worth: -3.6
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For this who bought between 2008 and 2012, RE will be a good match, but it depends on which stocks they invested.
However, last week stock revival given a best re balancing possibilities to buy some of the dividend payers at the lowest. Note: Now is the right time to get in or invest in such good companies
What we had just recently is like year 2016 crash (19.39%), Current one (19.78%).
200 Days=>10/3/2011 L=>1099.22998 Days=>157 %=>19.39 S Days=>157 S%=>19.39
50 Days=>4/2/2012 H=>1419.040039 Days=>182 %=>29.09 Appreciated
50 Days=>6/1/2012 L=>1278.040039 Days=>60 %=>9.94
50 Days=>9/14/2012 H=>1465.77002 Days=>105 %=>14.69 Appreciated
50 Days=>11/15/2012 L=>1353.329956 Days=>62 %=>7.67
50 Days=>2/3/2014 L=>1741.890015 Days=>445 %=>28.71 Appreciated
50 Days=>10/15/2014 L=>1862.48999 Days=>699 %=>37.62 Appreciated
200 Days=>5/21/2015 H=>2130.820068 Days=>917 %=>57.45 Appreciated S Days=>1326 S%=>93.85
50 Days=>8/25/2015 L=>1867.609985 Days=>96 %=>12.35
50 Days=>11/3/2015 H=>2109.790039 Days=>70 %=>12.97 Appreciated
200 Days=>2/11/2016 L=>1829.079956 Days=>100 %=>13.31 S Days=>266 S%=>14.16
50 Days=>6/27/2016 L=>2000.540039 Days=>137 %=>9.37 Appreciated
50 Days=>8/15/2016 H=>2190.149902 Days=>186 %=>19.74 Appreciated
50 Days=>11/4/2016 L=>2085.179932 Days=>81 %=>4.79
50 Days=>1/26/2018 H=>2872.870117 Days=>448 %=>37.78 Appreciated
50 Days=>2/8/2018 L=>2581 Days=>13 %=>10.16
200 Days=>9/20/2018 H=>2930.75 Days=>224 %=>13.55 Appreciated S Days=>952 S%=>60.23
200 Days=>12/24/2018 L=>2351.1 Days=>95 %=>19.78 S Days=>95 S%=>19.78
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So different? Something to do leverage or different neighborhoods or different ways of computing 
One portfolio is more concentrated and less diversified.
What happened? No more update in NW?
Real estate is no longer Americans’ favorite long-term investment: survey
Knew it already. @Jil is clearing his RE. @manch said he would too. Who else?
Below is realtor’s view of RE investments as a way to build up NW so cashflow especially before retirement is irrelevant as he lives way below his mean.
Negative cash flow is a recipe for disaster in a recession. Typical Texan. Loves to tell tall tales to gullible Californians.
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Year over year, end of Dec 2019,
S&P +28.88%
Nasdaq +35.23%
AAPL +84.81%
Stock portfolio 
RE portfolio
NW
Key condition is way below your mean. If have issues during recession, mean not sufficiently “below”, go more “below”.
All my properties cash flow. Provide income and tax shelter. I suppose you can keep refinancing and keep the cash flow negative. But high leverage can be lethal if rents collapse in a recession.
I think you didn’t read the article. Many of his rentals are owned free and clear.
Real estate, mortgage leverage is the best. Other than leverage, stocks are better, but people need to master the investment art.
Haven’t done this last year. But for this year… (drumroll)…
S&P 500: 16.3%
NASDAQ: 43.6%
Stocks: 211%
RE: 10.4%
Net Worth: 143.6%
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7.43T + xRest = 2.11
If T is 20% of stocks, Rest = 80%,
then x = (2.11 - 0.2*7.43)/0.8 = 78%
2.11S + 0.104R = 1.436
2.11S + 0.104(1-S) = 1.436
S = (1.436-0.104)/(2.11-0.104) = 66.4%
R = 33.6%
Hence, NW = $20M from $8.4M at the start of the year.
@manch,
He achieved what you have wanted. Work harder to find a 10x in one year stock.
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nice. my stock gain this yr is exact same % as yours rounding off (210.82)
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TSLA?
Are your higher than them ie 211% gain? I believe @manch is of similar gain.
This thread indicates stock investment is the right approach to building wealth. Diversifying to RE is for store of value and passive income. So don’t hold too much RE.
No way, very minor at 23% (poor performance) on stocks, RE it is fine as usual in line with bay area growth. There was a major change in RE, paid off some amount, to reduce combined LV to 40% ! Would like to be debt free in RE in next10 years.
What happen to your huge win in Mar ?
Mine is higher because of Austin 
rentals which appreciated 15-20% 
Sorry @manch, your bashing didn’t work.
For rentals, better to have a mortgage to bring down the profit. Cash free out can be put into an ETF or index fund.
Since I sold those, paid off mortgages appx 750k to reduce my loan size to refinance.
I am not counting my real estate.
I should have made huge amount appx 3.5M, but some wrong decision kept cash prolonged period ( without buying TQQQ or UPRO ) during March reversal appreciation growth. That was pure trading mistake, hind sight issue, missed huge appreciation,
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