My HOA just picked it up last year - largely due to my badgering about it at meetings for the previous 3 years. But we have three reservoirs, a filter treatment plant and pumps and piping worth about 9 million. If we lose it in a quake we’re water-less. And I believe there’s some prohibition against FEMA bailing out HOA’s. And the county wishes we would all just curl up and die one way or another so this could all be Open Space. The cost per household is about $7 a month.