As title says, I am looking for cash down refinance to reduce my loan.
Presently, I am having 4.375% on 30 year fixed. Since I am putting cash down, the mortgage investment property Loan to value will likely come down to 30% to 40% range.
I am trying to recast the mortgage to reduce my PITI and in parallel looking for refinance if that saves more money.
If any one recently refinanced/financed, let me know the rate and where can I approach…