You shouldn’t settle anything less than the GGB. 
Coit tower is nice and all, but let’s get real, it aint GGB.
Well, you have to see this view at night when the lights are on a full 180 degrees. It is nice. 10 ft higher and I should see the BB and/or waterfront views. I could add a third floor to my Sunset home and that would give me GGB views but I am not sure it is worth it. Too many options…
Forgot to mention, SF has pretty tough anti-landlord rent control laws on its books. Be sure to do some more research. Daly City so far does not have any rent control regulations.
Some parts of DC aren’t that foggy (Westlake), but that is out of OP’s budget.
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My dad said he’s willing to co-sign, but I don’t want to do that to him. Should I just have him co-sign? It seems like there’s better value in the 850-950 range than 700-850 range. What do you all think?
Right. If you can do 850-950 there are a lot of options.
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Awesome. Should I just look at what is listed on zillow or are there other ways I can try to get creative with finding homes for sale? Craigslist for for sale by owners? Foreclosures? I have a feeling I need to be licensed to go to the foreclosure auctions though. Pre-foreclosures?
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Is it possible to borrow from your dad, no interest, loan. You can show this a gift, but actually you can return it back to him later.
This is better than co-sign.
Co-Sign introduces more complexity as they include his income, property and others…
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I think you can just go to Zillow or Redfin and look at the listings. Maybe some agents have pocket listings that are off MLS, but I don’t see any scalable way to find those. So better just stick with ones on MLS.
There are very, very few foreclosures in and around SF. Don’t waste time there. I am licensed myself. The main reason I do it is so I can open doors for myself. It’s like a super power. Otherwise it doesn’t really help with finding deals.
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Part of the downpayment was already a no-interest loan 
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I do not know why this home is avl long time, but looks nice. I do not anything about this location, but just filtered less than 800k
https://www.redfin.com/CA/San-Francisco/6-Carpenter-Ct-94124/home/1997427
With 850k, you may have some choices in daly city.
It says it has an inlaw unit, and yet only 1.5 bath? How does that work?
Area so close to the ocean will be extremely foggy. Make sure you don’t mind that. Zillow rent estimate says it can be rented for $3500. But they didn’t account for the in law of course.
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I went to the open house today - there was a full and a half upstairs and a full bathroom the size of an airplane lavatory next to the in-law unit downstairs. The place was a dump, sadly. I can’t get myself to spend in the 800s on any of the other places I checked out in DC/SSF either.
Would looking in Hayward be a bad idea? I’m not opposed to driving a bit as I enjoy driving (say, to a bart station closer to SF) as long as I can stay cash-positive on the place.
Never mind…sold for the auspicious sum of 21.8M…
DO NOT LOOK AT HAYWARD, esp when you are working at SF. Traffic is horrible, beyond what you imagine esp peak hours both ways.
If you plan to use Bart or public services, it is fine, but not for Car driving ! You will regret it later.
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Got it. Thanks for the advice (I’ve only been in the Bay Area for a year and have only been to the east bay a few times). What about those new townhomes in alameda? If I am get a 4BR in the low 800s I think I can be cash positive on that one
You should buy whichever will make you happy. Your roommate will apply accordingly. If you really want a front and backyard, then buy an SFH. If you really don’t want to take care of a backyard, grounds, etc., buy a condo.
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What about something along Caltrain like San Mateo/Burlingame? Is that too far away?
Everything in san mateo/burlingame is 1MM+ besides 1-2 bedroom apartments, which I’m not a fan of.