Ransomware is easily defeated if you backup your files periodically. You may lose the information since your last back up but that is it.
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MacOS X
Time Machine
Backup to iCloud
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It seems the Mac computers don’t have this problem. Although they are very good at this, it doesn’t mean the hackers won’t bug you. My wife has had 2 ransom incidents, she calls Apple and they take care of the problem.