In other words, you’re wise since you are judging others 
I am taking the 5th on that.
Listen, I will repeat it again. The financial industry, aka life insurance for this purpose, as I said it many times, and you just now acknowledge it, is, and has been regulated to the point that…again, let me repeat it to you dummy, I said it before…“we don’t just issue a life insurance without a needs analysis, aka income analysis”
Now, if I were you, I would be quiet. I gave you some numbers, asked you for a spread sheet based on those numbers, because you were claiming you were so good at it, but you came back with a 5th grader tabulation that made me pee in my pants.
So, stop taking credit for what I said before, I can be sued for not doing my fiduciary duty with a client. That is well known in our industry, and that’s why I put a disclaimer couple of times about not issuing an IUL for the sake of issuing it.
I will revive that topic of the IUL, I will make you cry. Believe me. 
I am hearing the same. Definitely, they will be falling into Cryptocoins as a prey ! They did not understand the effects of crash like dot.com or RE crash. The wealthy hedgefunders (big fish) and some banks eat away millennials money soon.
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All you’ll do is prove your own ignorance so go ahead.
Trust me, I’d never take credit for anything you say. I don’t want to be liable for fraud. If you’re showing people an illustration with zero loans until age 62, then telling them they can borrow back the full cash value immediately without impacting the future cash value or predicted income, then that is straight up fraud. Once they borrow they owe the interest on the loan which will lower their annual returns. Then there’s the 40% of years where the index investment gains are lower than the interest rate. In those years, they’d actually owe extra money to pay the difference.
If I’m crying, it’ll because I’m laughing that hard at you.
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Come on, who wants to buy more bitcoin now, Analysts predict $300000-$400000 for a bitcoin…
https://finance.yahoo.com/news/analyst-predicted-bitcoin-rise-says-154827504.html
Ronnie Moas, who accurately predicted the surge in Bitcoin in June, says the rocket ride the cybercurrency has seen this year is just the beginning–and that the end-game on Bitcoin is the $300,000-$400,000 range.
This summer, Moas predicted Bitcoin would hit $5,000 by the end of the year. That seems ridiculously conservative today, as the digital currency closes in on $19,000, but at the time (when Bitcoin was trading at just $2,600), it was viewed as wildly optimistic.
Moas, the founder of Standpoint Research and an independent analyst, says the hard limit on supply is what will drive demand so much higher than it stands now.
I’m looking into whether I should sell some SFHs in Austin to buy bitcoin.
But how come the target has dropped? Was $1M.
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Good plan. Do not touch your primary home, just get a Heloc on one of your rentals and plunge all into Bitcoin. You may be very happy, or very sad, but you won’t lose your home. I feel sorry that I did not do it earlier 
I’m not encouraging or discouraging investment in bitcoin. You are Solely responsible for your actions and outcome.
I don’t understand why primary home should not be touched. Why not double down and throw everything into it? Think about what could’ve been if you had done this a year earlier. Hurry and do it now!!! Don’t wait!!!
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Regrettably only read about this strategy only now. Didn’t bet that much in AAPL after dotcom bust. Learn something valuable today.
Yes you can do that now to correct years of mistake in the past. Sell all AAPL, all homes, and leverage your primary home as well. All that put into the cryptocurrenchy of your choice 
You can be able to buy back 10 times of appl and houses next year, or lose everything. Do you choose status quo?
Don’t be a pessimist. No risk no reward! Karma will favor those who are brave and willing to risk big 
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Well, that might be true. Sometimes we can take some measured risks. You need to keep a way to come back though.
same meaning as “mediocre”…
Safety first. Make sure you can recover from your mistakes.
It’s easier for millennials to take risks and buy Bitcoin, especially for the poor millennials who live on wages. When savings is lost, just continue to go to work and everything is still the same.
But millennials also have massive college debt. Trying to enter the bitcoin gamble at this stage is very risky. Maybe this is what will make the college debt situation implode.
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What safety first with Bitcoin?
With all the daily spikes, Do you still think you will lose money investing in bitcoin? 
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