FinTech: V MA PYPL SQ SOFI CHIME NU AFRM UPST MQ HOOD Plaid Stripe Adyen

Investing
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This type of disrupting is :-1:

Most recent fintech has made the need for FICO score obsolete. Good disruption :+1:

More examples of good disruption.
Doing away with physical keyboard in phone is :+1:
Doing away with steering wheel in car is :+1: