Mint or personal capital?

They only stole your SSN and loan info. They don’t know anything about your bank and stock acct.

If a credit agency can be hacked, minted and PC should be really easy to hack as well

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The biggest risk is them opening new accounts in your name not gaining access to existing accounts.

I write mine on a piece of paper and then burn it…I look for white smoke…means there is going to be a new pope…lol

It’s always black smoke for you since the number is huge, so much ink to burn.

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I wouldn’t, don’t, won’t, and never will, feel comfortable giving all of my financial passwords to a company. You should expect that they will be stolen eventually.

If they’ve worked out ways to link up your info without having to have a current password, that would be ok.

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Lol…I just rely on my memory because my net worth is so little, how’s that…

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Maybe Americans have too many credit cards so they need mint or PC to track their spending and debt.

Only a very small percentage of population has a complex networth to track.

But I’m sure that stock investors need more accounting. RE investors needs more bookkeeping, which PC and mint might not provide

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I track my spending down to the last penny. I keep the budget, RE bookkeeping, and assets using 3 separate spreadsheets… they are complex as hell… I have to archive old information every now and then to prevent those sheets from growing out of control… :rofl:

OCcasionally send these archives to @hanera for book keeping reasons.

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Like sending candies to a little kid… :rofl:

What if it’s lost or accidentally deleted? Or your computer suddenly dead? Guess you need to use cloud storage as backup at least

Yes I back everything up to google drive. I think google knows everything about me… :rofl:

Not a problem that Google knows. Is google drive hacked already?

Between Dropbox and Google drive, I guess Google drive security might be better. They should provide encryption to key documents

Don’t care if it gets hacked. What are they going to do with my info anyways? :wink:

Hanera will just confirm that he is at least 3x ahead of you :smiley:

So competitive… :rofl: I think he needs to wrestle against @ptiemann and @Elt1 instead of me… :laughing:

Enable 2fa always if you havent.

with 2fa, you could get locked out and may lose all your data permanently.

I lost access to my google account for forgetting password, lost all access for 2 weeks until found a way for Google people to help me reset

Might be better to use a 3rd party instead of trusting Google.

Check out Cloudfogger. It’s a tool that encrypts and decrypts files on your hard disk, so that the cloud only has the encrypted version. I used it for several years, but it’s not working with Google spreadsheets, because with those, you only have a link on your local file system, no point in encrypting/decrypting the link. The actual data is only on Google’s site.

So, when I converted from Excel to Google sheets, I eventually stopped using Cloudfogger. It would still make sense for PDFs though.

You’d need the client on every machine, desktop, laptop, phone… it’s available for Android and probably for iOS as well.

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I don’t think this is true.