Mint or personal capital?

1

Mint and Personal Capital are popular to track your networth and other financial well being. It can link your accounts and loans directly. Anyone has good experience with them?

Is there privacy concern or hacking concerns?

2

I’ve used mint but overall it doesn’t seem that great. It’s free because there are a ton of ads.

3

Personal Capital = More investor focused, people with disposable income to invest
Mint = More savings focused, people with some revolving balances

My own personal opinion of course.

I’ve used both, Mint first since PC wasn’t available at the time, but I find PC better. It syncs data more reliably, but they do sometimes solicit you to use their financial services, but it’s not too bad.

4

My take is same as above as well. I personally user Quicken (since 2010) to track my finance, but I also have Personal Capital linked up to do some check up on my investment. I don’t use it every week, but time to time, I used their report.

5

I track my wealth using my own spreadsheet. No need to go with any of them.

1 Like
6

I track my wealth based on @hanera’s estimations.

3 Likes
7

He says your net worth is 1.5M. Is that true?

8

I dont know. Is it?

9

I think he overestimated your wealth. My guess is under 500k.

10

You never know.
You lowered the estimate because of my love for chickfila?

2 Likes
11

@wuqijun is old fashioned. He assigns net worth based on properties owned :stuck_out_tongue: Doesn’t believe in new fangled RSUs or crypto millions :joy:

1 Like
12

Did you mean cryptokitties :stuck_out_tongue:

13

I meant Tron puppies.

14

Hahahah

15

You know i bet on tron puppies by putting aome into game token. Lets see :slight_smile:

16

I did not use mint nor PC. Is there a risk that hackers get all your info? I understand that most of you guy’s SSN might be hacked away from your medical record or credit agency. But it would be far worse if they hacked PC or mint and have your financial info all in their hands

17

Good topic. I don’t use any software or service to track finances currently due to same concerns. Use my offline excel. Would be good to get inputs from folks here on what’s there preferred method of managing finances. Maybe a poll?

18
  • Custom Spreadsheet
  • Personal Capital
  • Mint
  • Quicken
  • PocketGuard
  • Wally
  • YNAB
  • Prism
  • EveryDollar

0 voters

Show results
19

For accounts you can enable 2fa, you might be ok. They can see what you buy or own, but they cant initiate transfers afaik.
Also at some point, banks will move to api integration instead of password + website crawling so this might be fized eventually.

1 Like
20

Does it matter after the credit agency hack?