Haha… quite often is
I think don’t work with savvy millennials. It fooled baby boomers like me for awhile because then there are no web no social media no blog to talk to, so no collective wisdom to tap on. Alone can be quite frightening and can be easily fell into the FUD promulgated by big banks/ institutions. These guys need more to scare and fool web-savvy millennials.
I was about to add 100 TWST and it shot up 