Buy and Hold

Realized many threads on buy and hold,

https://realmoney.thestreet.com/investing/it-s-compounding-not-buy-and-hold-investing-that-s-your-path-to-great-wealth-15404935?puc=yahoo&cm_ven=YAHOO&yptr=yahoo

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buy and hold is more like index insurance.
did any one try this concept. It is mixing Investment with mortgage type loan. the difference is mortgage loan has monthly repayment. this has no repayment as stock market takes care of loan. The bigger investment even bigger is the return. compounding impact of large size.

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