It’s interesting. All the women on this board majored in STEM field.
How about men here? What percentage on STEM? Any liberal arts major?
Women have more eductional debt because more women go to college. In the bottom tier colleges, women rule. Top tier colleges has a balanced gender ratio. When a man is not good at academics, he would skip college and go work. But when a woman lacks, she still borrow and goes to a college with poor career prospect. Maybe women care more about prestige and vanity, and men are more pragmatic. Also maybe a college educated woman has better opportunity to marry upward?