"The vested RSUs converted to cash in the previous two years will be included in the qualifying income. To ensure that RSU income will continue, the borrower will be asked to provide evidence of the additional vested and unvested RSU awards that will be held and that have not been converted to cash. "
That’s weird. That means if you don’t sell your RSUs each year, then you can’t use them for mortgage qualification. I guess you could always sell to convert to cash for mortgage qualification then repurchase the shares.