You’re starting to sound like my parents!
Yes I have mortgageS but the rental income is enough to cover the expenses. I won’t be in negative cash flow territory. I also have a big cushion to last a while. After all, I am immigrant so I saved and invested!
It’s too late. I’m not looking back. I grew up with nothing so I can live on cheap. I didn’t let my lifestyle creep up even as I made more money. I’ll be okay.
My mental and emotional health is more important than wealth building now.